Eviction can prove to be stressful time as the person may be facing the fear to lose their home. In case if the reason of eviction is failure to pay the rent, it can lead to severe consequences in the long run. The eviction stays on your credit report up to almost 7-10 years as per the policy of the state. It’s a black mark at your record and can make things difficult when you have to rent apartments tampa fl in future or if you plan to get mortgage or any other loans.Different tactics are there that you can apply in the quest to remove your eviction from the records; however, it’s not guaranteed to get results in your favor.
The first thing you can do to get eviction out of your rental records is paying off any balance from what was owed to the landlord. Do it if possible for you. This can serve to be the fastest possible way of getting eviction out of your records.
You can also contact your previous landlord and request them to make any payment arrangements. You will have to figure out a realistic amount and determine what you can be able to pay every month to pay off the balance. Not all the landlords may agree on this thing but it is always worth a try as it will make things easier for you.
You can also go for debt settlement. It refers to settling upon a specific percentage and pay it back from the money owed to you. It is necessary for the landlord, however, to agree on this thing. You can think this way if you will not be able to pay the whole balance amount or can’t even make payments every month.
The landlord can be asked to remove eviction from the record as well. There are cases where landlords willingly agree on removing eviction from the records of yours if you agree on debt settlement or monthly payments. This simply allows your ultimate goal to be achieved.
You should also check the credit report after several months. You will be able to get your reports of credit history from Experian, Equifax and TransUnion. These are three of the major agencies that work with credit reporting and can help you get yours as well. Check and find out if your eviction is still part of your rental record or not. In case if your landlord had agreed on removing the eviction from your records in the past then you can contact him again and ask once more to remove eviction from the records. This will definitely help your cause and you will be able to achieve the desired results and there won’t be any more issues for you in getting rental apartments in the future as well.